Is a Call From Area Code (704) a Scam?
Charlotte, NC
About Area Code 704
Area code 704 covers Charlotte, North Carolina, a major banking and financial center. Scammers spoof this area code to impersonate Bank of America, Wells Fargo, and other financial institutions headquartered in the region. Calls often claim there is suspicious activity on the victim's account.
Geographic Trust Factor
Scammers spoof 704 to appear local to Charlotte, NC residents. People are far more likely to answer calls that look like they're coming from their own area — this is called "neighbor spoofing."
If a message or caller from (704) is pressuring you to act, verify it first with our free scanner.
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What to Do
- 1Call your bank using the number on the back of your card to verify any alerts.
- 2Never provide account numbers, PINs, or passwords to inbound callers.
- 3Enable transaction alerts on your bank accounts for real fraud monitoring.
- 4Report banking scams to the FTC and your financial institution.
Related Area Codes
Think you've received a scam?
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