New Jersey Scam Report: What's Targeting NJ and How to Fight Back
New Jersey residents filed 20,648 scam and cybercrime complaints with the FBI in 2025 and reported $660.4 million in losses — the 5th-highest total among the 50 states and DC. Here's what those numbers look like up close, which scams are actually hitting New Jersey, and exactly where to report one.
Reviewed by the Cautellus team · Last updated July 2026
Source: FBI Internet Crime Complaint Center (IC3) 2025 Annual Report. These are reported figures — the FBI estimates most victims never file, so real losses run far higher.
How New Jersey Compares
Nationally, Americans filed 1,008,597 complaints and reported $20.877 billion in losses in 2025 — up 26% from the year before, with an average loss of $20,699 per complaint.
New Jersey ranks 16th in raw complaint volume and 5th in total losses. Adjusted for population, it ranks 42nd in complaints and 6th in losses per 100,000 residents.
Scams Targeting New Jersey Seniors
New Jersey residents aged 60 and over filed 4,111 complaints and reported $249.8 million in losses in 2025 — roughly 38% of everything lost in the state. Nationally, the 60+ age group lost $7.748 billion, more than any other age bracket, led by investment fraud, tech-support scams, and romance scams.
If a parent or grandparent in New Jersey gets a suspicious call, text, or pop-up, have them scan it first — before anyone moves money.
Cryptocurrency Fraud in New Jersey
4,459 New Jersey complaints referenced cryptocurrency in 2025, with $383.7 million in associated losses — about 58% of the state's reported total. Most of it is investment fraud: “pig butchering” schemes that start with a friendly message on social media, a dating app, or a wrong-number text, and end at a fake trading platform that won't let you withdraw. Crypto ATM payment demands — for “bail,” “back taxes,” or “securing your account” — are the other major pattern. No legitimate business or government agency takes payment through a crypto ATM.
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Scan Now — It's FreeScam Patterns Hitting New Jersey
E-ZPass smishing in the densest toll state
Between the Turnpike, Parkway, and bridge crossings, nearly every New Jersey driver has a toll account — which is exactly why fake E-ZPass texts convert so well here. The real E-ZPass NJ never texts payment links.
Fifth-highest losses in the nation
New Jerseyans lost $660.4 million to online fraud in 2025 — 5th-most nationally and 6th per capita. Investment fraud and BEC targeting the NYC-commuter professional class drive the total.
Utility and PSE&G impersonation
Shutoff-threat calls demanding immediate payment by gift card or crypto ATM impersonate PSE&G and JCP&L. Real utilities send written notices and never take gift cards.
How to Report a Scam in New Jersey
- 1If money moved, call your bank first. Ask for the fraud department and request a recall or reversal. Minutes matter more than anything else on this list.
- 2File with the FBI at ic3.gov. Fast reports give the FBI's Recovery Asset Team a chance to freeze wire transfers — and your complaint becomes part of the same dataset this page is built on.
- 3Report to the FTC at reportfraud.ftc.gov. FTC reports feed the Consumer Sentinel network used by law enforcement nationwide.
- 4File with the New Jersey Division of Consumer Affairs. State consumer-protection offices mediate complaints, issue local warnings, and bring enforcement actions against scammers operating in New Jersey.
- 5Warn the next person. Share what happened on Cautellus so the phone number, website, or username gets flagged for everyone else who searches it.
FAQs
How much money did New Jersey residents lose to scams in 2025?
New Jersey residents reported $660.4 million in losses across 20,648 complaints filed with the FBI's Internet Crime Complaint Center (IC3) in 2025 — the 5th-highest total among the 50 states and DC. Actual losses are higher, since most scams are never reported.
How do I report a scam in New Jersey?
File with the FBI at ic3.gov (especially if you lost money — fast reporting helps the FBI's Recovery Asset Team attempt to freeze transfers), report to the FTC at reportfraud.ftc.gov, and file a complaint with the New Jersey Division of Consumer Affairs. If money left your bank account, call your bank's fraud department immediately.
Are older New Jersey residents targeted more?
New Jersey residents aged 60 and over filed 4,111 complaints and reported $249.8 million in losses in 2025 — about 38% of the state's reported losses. Nationally, people 60+ lost $7.748 billion, more than any other age group.
Other States in the Northeast
Before You Pay, Click, or Reply
Every scam pattern on this page shares one weakness: it falls apart under a second opinion. If a text, email, link, or phone number feels off, run it through the Cautellus scanner before you act — it checks against 10,000+ confirmed scam entities aggregated from Reddit, FBI IC3, FTC, and global phishing databases, refreshed every 6 hours.
Think you've received a scam?
Paste a suspicious message, email, or URL into our free AI scanner for instant analysis.
Scan Now — It's FreeSources: FBI Internet Crime Complaint Center (IC3) 2025 Annual Report — state complaint, loss, per-capita, 60+, and cryptocurrency tables.